"overdraft" poems
I cancelled my bank overdraft
Cut my cards up in a small pile
Actually, it was quite large you know
And this act made me smile
Just deal with cash from here on out
Never buy more than I need
It released a weight off of my shoulders
And deep down I felt freed
fiscally conservative
financially responsible
My nation cannot do it
Without me as an example
No more fees for paying late
If I need it I pay cash
Budgets I will follow
And spending...that I'll slash
Can you imagine if a nation
Took this simple thought to mind
Just pay with what we make from tax
And leave what we can't afford behind
No missiles, and no foreign debt
We're just beholding to ourselves
It's politically reprehensible
But, we owe it to ourselves
fiscally conservative
financially responsible
My nation cannot do it
Without me as an example
No more fees for paying late
If I need it I pay cash
Budgets I will follow
And spending...that I'll slash
No government agendas
To trade for that we can't afford
It would ***** the nations bankers
And make the economists quite bored
To be responsible for our actions
We are taught right from the start
don't spend the money you don't have
Well, to me...that's really smart
fiscally conservative
financially responsible
My nation cannot do it
Without me as an example
No more fees for paying late
Spending I will slash
My budget I will follow
And from now on pay just cash
Sep 1, 2012
Sep 1, 2012 at 7:57 PM UTC
Tribute to stay at home moms
( from a writing by melvina germain) 10/28/11
To the stay at home moms (sahm) I must say
I honor you in every way.
I made my wife stop working when she got pregnant
Forty six years ago, and real love is what my daughter got to know.
She is there every step of the way and
my heart thanks her every day.
up in the morning at the crack of dawn
To change diapers , bathe the baby, change the clothes
And with the baby is where she belongs.
She is a woman with many hats, and for her
There is no turning back.
A mother, housekeeper , cook, and wife
Accepting all these struggles and strife.
You may not hear her complain
But when things go wrong, she is the first to blame.
We all may have a lot of food on our plates
And forget what they are going thru , but
Do you honestly think you could do her job too?
we may be the bread winners and struggle at work
But we did not have to go through the pains of giving birth.
Do any of you men think that you could hold
A child in your stomach for nine months
Of morning sickness, weird cravings, sleepless nights
And with your partner you would fight.
They could only sleep on their backs or on their sides
Would you like to give that a try?
They look at you in your sleep and thank GOD
For all that you do, but they need compensation too.
There is another hat that they may wear, when
They have to become the C.P.A. and balance
The check book so you don’t overdraft
And turn around and get on her ***
So many hats and so little time, and when you ask
Them they say they are doing fine.
So to all the (sahm’s) out there with you this poem I share
You deserve not just a flower, a outside dinner
Or a movie, but the biggest THANK YOU
From our hearts, because in our lives
You are the greatest part.
Oct 28, 2011
Oct 28, 2011 at 12:31 PM UTC
Through the smoke, **** and *****
A parking fine, ***** on it.
The most horrid sight, we’re used to it, right?
The capital’s disgusting and we’re ******
Lengthy ques for employment,
Assorted drugs for enjoyment,
Our bank account’s bust, believe it we’re ******
The government won’t even lend a hand.
Will it be Lidl or Aldi?
Wetherspoons, cheap and rowdy.
An overdraft to, purchase more *****
Fracking makes us hate you more, it’s true.
Unpunctual trains, privatisation.
It’s ******* cold at the station.
Elite middle class, this country’s a farce,
Don’t even get me started on the EU.
Chicken wings and pollution,
Private health care – THAT’S THE SOLUTION!
Increased licence fees, no money for tea,
Five more years of Cameron and we’re *******
Sep 9, 2015
Sep 9, 2015 at 6:19 PM UTC
I was young once,
and I wanted more.
I spent my youth.
I went into overdraft,
I borrowed and owed it.
I had shady exchanges in back alleys.
They broke my legs,
for my youth.
It went so quickly,
I had such big plans.
I had a budget,
I swear.
It’s just so hard,
with all that youth,
not to splash it around,
show it off.
And now I’m old,
with nothing to show,
but debt up to my eyes,
and crippled legs.
Mar 16, 2015
Mar 16, 2015 at 6:45 PM UTC
Dear Mr. Preacher
Why are you so greedy for
Everytime I see you
You ask for a dollar to feed the poor
I just want you to
Look me in the eyes
And realise
I don't own a cent
Let alone two to create a jingle
Money comes money goes
In my case it just goes
I owe the landlord
Tonight he's throwing me out the door
My accounts in overdraft
Saving
What's saving
I don't know
Why must you ask and shame me for
Announce it on the speaker
20 dollars from Mrs Sparks
One hundred from old man Williams
Thank you for being so generous
With your donation
In God's house it's become a bidding war
For thou art the holiest
And kindest
God loves the charitable
But forgive me if I'm wrong
Did He not also speak of the boastful
Pride is a man's downfall
And if I had a dollar or two to spare
Or maybe more
I would leave it anonymously
Like the way a breeze lifts the cat flap
In the wall
The way you would find a forgotten paper bill
In an old purse
Sep 4, 2014
Sep 4, 2014 at 2:48 PM UTC
Life is hard if you don't conform
But it's not in my genes to be the norm
We're taught to follow the status quo
What if you're not born to follow the flow
A mortgage, a finance, an overdraft we're sold
This is what from young we're told
A system built to churn out sheep
To conditioned and scared to take a leap
This is what is so hard I find
This is what plagues my mind
What do I do if this is not for me
If I forget what I'm taught, will I then feel free
Maybe someday the answers will appear
As life passes you by living in fear
But if the answers never rise
Maybe I'll learn to see things through different eyes
Dec 23, 2015
Dec 23, 2015 at 6:28 AM UTC
A look at the floorboard of my car
Gives a glimpse into my life
All the trash that's scattered about
Necessities to survive?
An old McDonald's bag spilling it's contents
I wonder if those fries are still any good
With nary a doubt I pop them into my mouth
Hey...don't judge me, you know some of you would
There's candy, bubblegum, fortune cookie wrappers
It's all a pretty even mix
What's this? Half a granola bar?
That day I must have been on a health kick
A fist full of bank statements...withdraw, withdraw, withdraw
Without a single deposit...what am I daft?!
Oh wait a minute, here we go
Overdraft, overdraft, overdraft
I swear I hear something moving
From underneath the passenger seat
Maybe tonight I'll leave the door open
Hoping against hope it'll set itself free
The floorboard of a car speaks much of a man
And this man is pretty much a slob
Guess you could say it's a part of my life
And you ladies know that me being a man...it's also part of my job
Jan 29, 2014
Jan 29, 2014 at 7:44 AM UTC
I cast my line into the water. The bobber bounced a few times and then rested on the surface slightly cocked to the side. I pulled my hat down low, just far enough to block the sun and still see the water. Everything was quiet. Tigger was running around the other end of the pond, looking for raccoons I guess. He went to the water and took a drink, then he took off into the woods. He’ll be back. I love that dog. I must have had him for 10 years now.
I lit up a cigarette, a Marb red. God, this is the life, man, just chillin, fishin. I had other things to do. I should be looking for a job I guess. I should probably be cleaning my apartment, or taking care of those overdraft fees, I forgot about those, **** Oh well, this is my day. The birds had started to sing again. I whistled along, Andy Griffith’s theme song, God’s gift to whistlin fishermen. I could feel the sun on my bare arms. That’ll be good for my tan. I took another drag on my cigarette, the air was calm enough that I could blow smoke rings. So I did, for about an hour.
Then out of the corner of my eye I saw the tip of my pole dip down a little, it did it again, again, and again. Finally the bobber disappeared under the water. I grabbed my pole and started to reel ‘er in. It was a catfish, about five pounds I’d say. This was perfect, I would get Tigger and we could go home and fry this sucker up, and I would drink a few brews, watch the game and go to bed. What a wonderful day. I called for Tigger, but he didn’t come out of the woods. Probably found one of those ***** So I walked around the pond to where I saw him go in. No matter how many times I called for him he didn’t come back. I searched for two whole hours but I couldn’t find my dog. He was gone.
Aug 10, 2010
Aug 10, 2010 at 5:03 PM UTC
They didn't call it privilege
Mum said its called responsibility
they didn't call it money
Dad said its called overdraft from the bank
then they made you sign a contract
that ties you to your education
for the next twenty one years
with a rider that contains a Clause
that you are hanged from the mango tree
in the back garden if you fail any exams
They weren't called older sisters
they were Prison wardens controlled by Mum
dare misbehave and its solitary with no meals for your ***
They weren't known as older brothers
they were sadistic Policemen who had no Rule book
They was no sense of Entitlement
there was ****** do as you're told till you leave my house
and dare bring it to disrepute and watch yourself swing from the mango tree
there weren't alarm clocks
they was be on time in the morning for school
or go see Rev Slattery for six of the best
And then after all these
you meet the snowflakes whose mums do it all
wash, cook, iron and nurture without a mango tree
and these snowflakes signed no Contract to pass exam
and they have no Rev Slattery with a cane,
who would be recognized by them as the Pervert he was
and would now be doing Ten years at HM pleasure.
they have sisters and brothers that are mates
and have chips and Maccy D on tap
and a system that gives their parents money especially for them
not that overdraft that my father had from Barclays
And these airhead snowflakes and sociopaths
point ***** Maccy D fingers and fish and chips mouths
tell fairy Tales and fables about
Silver spoons and Privileges
about a sense of Entitlements
about Greed and opulence
Proving that comfort and easy life causes Brain Damage.....
May 10, 2019
May 10, 2019 at 6:29 PM UTC
~
an arrival obscure
white package austere
makes its debut with the daily post;
an advent surreal
no ordinary mail
this addressed to his last known abode.
how could they have know
he’d moved up in this world
to a parcel up high on a hill;
where the air is more clean
the grass there grows green
adorned with granite and daffodil.
“Overdraft Settlement” it read
“a few years overdue,” i said!
softly weeping, his mother’s response.
over-burdened, and under a cloud
fervent prayers she utters aloud
yet nothing but silence from that “beyond.”
no settlement, no check can ever replace
the comfort she seeks in seeing his face,
what she would trade for one last goodbye;
each daybreak one closer to final sunset
she searches for answers she doubts she will get,
yet each morning she rises with a hope of reply.
but maybe, it is just this...
a “reply” as good as it gets;
these messages showing that he’s not forgotten.
though perhaps meager the payment,
like a gift of heaven-scent,
each a reminder, his presence from heaven.
*~ postscript ~
party to a class action for exorbitant overdraft fees, a settlement check arrived this week with his name on it. it is five long years since we laid him to rest, yet it is reminders like this that can leave us short of breath and stir up every imaginable emotion we have felt in this loss. but, if we still our hearts and quiet our minds we can see hope, like a sliver of sun ray breaking through a ceiling of dark clouds, shining down from heaven to give us a reminder of him… his presence from heaven.*
(kind of like my new cover page photo)
Sep 26, 2014
Sep 26, 2014 at 4:56 PM UTC
The light seems ***** second hand
Yet scores his eye with a purple brand
With no more ears to fall upon
Unheard is the voice of the hopeless one
Certainty replaced by doubt
His words are vacant, hollowed out
And cynical his lexicon
With a tarnished soul, the hopeless one
Hemoglobin understaffed
The blood bank in its overdraft
Prescription fed automaton
A neutral mask for the hopeless one
Jul 5, 2016
Jul 5, 2016 at 5:08 PM UTC
Nothing will get you like
Mail.
Bills, spam, bills.
A bank statement, some
Numbers. An overdraft.
That's okay,
You filled the car with your voice
Last night.
Just some of that radio ********
But I liked it when it came
Out of your mouth.
I guess that is what will
Keep me alive today.
Oct 4, 2013
Oct 4, 2013 at 1:28 PM UTC
Mood:
An overdrawn debit card with overdraft protection.
Giving.
Giving more than I have,
After giving all that I had,
And carrying on,
Not because I have to,
But because I love you.
Jun 9, 2018
Jun 9, 2018 at 7:15 PM UTC
im going into overdraft
i dont care anymore
i hate being safe
i just want to get **** done
and over with
im so sick of following the rules
and listening to your lectures
i know
i know
i know
i just dont care
dont you get it
im losing myself
a lecture wont save me
but listening might
but you never listen
which is why i lost all faith
im going to do what i want now
because im so sick of trying to please you
you can never be pleased
i can never make you proud
you never wanted me anyways
im just gum on your shoe
and youre just everything to me
so im going into overdraft
because im sick of trying
nothing ever works out anyways
and i know i wont be here for much longer anyways
so **** it
im done
im doing what i want
and thats final
Jun 23, 2016
Jun 23, 2016 at 10:25 PM UTC
I began another love story
Except I already knew about this one
I knew it existed
But not that it would make me cry
Plagiarism
Overdraft
Unreliability
Incompetence
Jan 29, 2015
Jan 29, 2015 at 8:18 PM UTC
Little people of the world,
And particularly those
Who own big spaces
Right at the centre
Of our shared emptiness
It's time to go and have
A long hard think
About what you've done
And what you have become.
This growing debt
This planet's overdraft
Unlocked through lack of planning
Lack of vision - worse -
Through 'knowledge'
And selfish calculation.
Go to your rooms.
Don't come out until you're sorry.
May 8, 2020
May 8, 2020 at 7:34 AM UTC
Through thick and thin pennies over taking this piggy bank bin, still living in the gutter were the waste man lives.
Overdraft has the bank got you searching for change, for many penny’s” paper chasing for tobacco that I need to roll.
Had wash because I’m in a rush, I really miss soaking up when I’m washing needing a bath.
Off to do my shopping won’t you wish me good luck, I had to budget with this £5 pounds i just won on a scratch card.
It won’t take me far but it will stop my stomach from feeling like it’s been torn up into many little looking scars.
It will stop my stomach from rumbling just before it thinks it’s going to starve, I don’t really know where to start this situation hurts me so much.
Searching for some hope that’s lost some were in the dark through thick and thin living a life that’s full of sin.
Searching for left over’s going through my neighbor’s bin.
Jidos Reality 22.7.12
May 30, 2015
May 30, 2015 at 8:50 AM UTC
When you think of the past
Do you feel the pain?
Or does it bring on shame.
Shame I felt most of my life
Within me lies a world of unspeakable pain
Past you held on to me
Future you are uncertain
Present must you denied my happiness
Past, present and future its overdraft
No time for new deposits.
Living is now.
Death is unavoidable.
Sep 3, 2014
Sep 3, 2014 at 8:16 AM UTC
Judge by knowing...
Growing like a tree ...
Such to form a branch to grow another friend..
Another Space to love...
Another space to judge by seeds you are sowing
Eyes can entrance...
Ears can deceive.
Lips Can Lie
Suspicion can cut down the sprouts that the heart's tree
took so much strength and time to grow...
Don't cut it with quickly jumping off the deep end...
Jump into warm waters...
Watering your heart's Tree to Relations....
After time and growing to yearn for the other parts of your seed
yearn for the right part.
which you have found...
Instead of quick needs filled upon desperate vacations.
Questions answer fears...
Time can be well spent or It can Overdraft your heart's Bank.
Shallow Pools can break the stem or branches of the life's heart tree
Which could need healing from becoming damaged
for many years
Take your feelings straight to the one you seek.
Clearly and consistently communicate.
Don't fear how the heart you seek to nurture your tree
and step back with brutal hesitation.
Become open as anything great which you look for in life
takes chances to gain...
Actions don't always speak and enact all the motives in a heart..
Break past your past and it's expectations..
Answer a calling..
The voice that says "Hello"
Glance into those eyes as you first become interested
in peering into their heart's windows...
Walk with them and openly share your life...
Step by step... the seeds are planted..
To grow or add to your heart's tree garden...
For branches that appear from the allowance
of such partner's interests.
Both mutually cutting a hole for planting...
Don't allow the storms to rain due to quick minded intolerance
Due to your instrument to open up life's relationship's sowing grounds
To remain dull......sharpen such with fresh ways interacting..
with a new start and a freshly sharpened knife.
.
May 14, 2018
May 14, 2018 at 10:03 PM UTC
We shouldn't have many complaints. Our lives have been pretty good.
There's been some things we shouldn't have done and some things we wish we could.
But all in all it hasn't been bad.
Because our happy days out ways our sad..
So we really shouldn't care what people may say.
Because God wakes us up every single day.
He says we won't fail as long as we try.
And we should always be truthful and try not to lie.
So even if we're broke and have no way to borrow.
Our credits good with God for today and tomorrow.
He makes sure our life account is balanced and there's no overdraft.
And he assures us he'll protect us from Satan's wrath.
So when Jesus was put on the cross and they hammered in that nail.
That guaranteed if we believe we will not fail.
So every day when we awake we should just keep pushin'.
But if we fall we have God as our cushin'.
Dec 2, 2022
Dec 2, 2022 at 12:59 AM UTC
i own no one
an apology
for my feelings.
i don't own anyone
an explanation
for why i feel
the way i do,
i just do.
i am not in a place of
overdraft
because i am affected
by the way they make me feel
*small...invalidated...
unexperienced...mistaken...
confused...doubtful.*
i am not in debt
to anyone
by not proving to them
that i was happy...
that i was in love...
that i was myself.
i own no one
my energy
in trying to convince
them that what we were
was real...
when they've already decided
we weren't enough to have
ever really been valid...
to have ever truly existed . . .
Oct 2, 2023
Oct 2, 2023 at 10:55 PM UTC
White as a sheet ghostly color,
sans countenance of mine
impossible to differentiate between
Lenovo external screen background
myopia no deterrent as jaw slackened
upon Citizens Bank notification
current spate of ill health
(relentless stomach virus)
triggered emotional state
Kamikaze nose dived
into forbidding deathwish
gastrointestinal Civil War
relentlessly raged kickstarting
linkedin body, mind, spirit
emergency necessitating transfer of funds,
and/ or anonymous philanthropic injection
to staunch, stave, and stay hemorrhaging,
whereby checking account
beyond restoration, sans life support
heroic measures sense (cents) less,
now, mine entire being
excruciating figurative explosion,
viz rapidly fired projectile
as if "FAKE" mandibles bit the bullet
self destruction declaration reactivated
casus belli (caused by ache'n belly)
just on cusp of recovery
succumbed to lowest record nadir
kindling, sparking, and whip sawing
plea for salvation or termination,
mine abysmal ad hoc existence
evincing illogic, quixotic, tragic...
charade, facade, masquerade, et cetera
accursed woe synonymous with Sisyphus
condemned to Hades exhausting
arduous, laborious, torturous... punishment
social security disability deposit
congenital schizoid personality disorder
attendant anxiety, obsessive/ compulsive
disorder, panic marginally tempered
asper prescription medication
as each day of destitution,
offers smidgen alleviation!
Mar 27, 2019
Mar 27, 2019 at 4:24 PM UTC