N: "No...
wait,
is a bank account,
the baggy underneath my mattress?
'cause that has an old sandwich in it."

M: "No,
a bank account is
where you put your money in a thing,
and people watch the thing,
and you gain interest at a really, really,
really slow rate."

N: "So what you're saying,
is a bank is a
*******.
I put my money in her,
and at a really, really,
really slow rate
I get interested in her
and people watch her,
with my money.

A bank is a *******.
I think I get it.

Yes,
I have one of those."