Well, no, capitalism is not bad. People are bad. At least, they can be. Capitalism is just one way of experiencing who we are as humans.
We have molded our system according to how we work together as a species. This is who we are as a collective whole. We could express it a different way, but we would still get the same results:
Some people are good and some people are evil. There will always be the lucky, and there will always be those who run into misfortune. But it still isn't so black & white, even then.
We cannot blame a system, or even an individual for actions. We cannot blame a thing. We cannot blame anything.
What happens, happens because of how everything is webbed together as one - both colliding and agreeing.
We will never all be the same, until maybe we are robots, which makes us no longer human.
So, no, I refuse to agree that capitalism is bad. It is a tool which can be misused, like anything else in this world.
Just remember that we are all one whole collective consciousness, so when you blame one person, you are blaming part of who you are, though you may not see it that way.
All we can do is love and try to be pure, in hopes that others will follow, but mathematically speaking, all will never follow one whole-heartedly.