He doesn’t understand, she thinks. It’s a sin to waste money.

She doesn’t understand, he thinks. Life is too short to worry about dollars and cents.

Life is long, she thinks. Start saving now, and our money will grow.

Who worries about the future at our age? he thinks.

It takes discipline, she thinks. You can’t eat candy every day.

Saving is like eating raw broccoli every day, he thinks.

We all need boundaries, she thinks.

I can’t live in a box, he thinks.

I would love to buy that red dress, she thinks. But I have too much self-discipline to do that.

She would look good in that red dress, he thinks. Maybe I should buy it for her.

He would probably buy that dress for me, she thinks. If I told him I wanted it.

She wouldn’t want me to buy that dress, he thinks. She’d say it was self-indulgent.

Would he buy the dress for me? she thinks. Would he do that?

She’d say it was sinful to buy that dress, he thinks.

If he bought the dress I’d have to take it back, she thinks. We need to save our money for a house.

She would take the dress back, he thinks. We’re supposed to be saving for a house.

It’s such a pretty dress, she thinks.

I guess I’m finally becoming an adult, he thinks.

I guess he’s finally becoming an adult, she thinks.

****, they think.