THREE THINGS ARE CERTAIN, NOT TWO

Three things are certain, not two
To tax and death, add credit card
The old adage is grossly out-of-date
The third is to so many life's financial safeguard.

The Tax Office and the credit-card man
Are too eager to have the first claim
Worried in case you walk too soon to the faraway land
Your obligations discharged---they can't be bothered with your name.