within the next few weeks the shop fronts in all the commercial streets shall be displaying a large range of Christmas treats
all of these items will be so enticing they'll beckon our credit cards to spend and by the end of this 2014 calendar year our banks shall ask us to pay for our big spend
be a little on the wise side when forking the dollars out as it may well leave our credit cards in a drought Christmas spending is so much fun but we should not let our purchasing overrun