Payments that must be paid Payment due being the relay Debt is not ok Credit Card statement in what was charged Total amount is over the top All this charging must come to a stop I must watch my credit score I don’t need my interest to soar As Benjamin Franklin stated, “A Penny saved is a penny earned” Now I must be wise in how I spend But my inspiration to shop must come to an end It’s a credit card alert It’s no special perk It’s comes with saving where I am living on Earth.