change may rattle sharply
but that's what change is for
find a penny have good luck
but luck doesn't pay bills
so work hard every day
save your pennies for tomorrow
it sounds real good except
there's no such thing as tomorrow
there is only ever today
so go do what you're told
be what they made you to be
follow all the same rules
just remember something for me
they also made the ships
berthed safe in the harbor
but that's not what you, or ships
are made for.