She has been used.
She has been abused.
And maybe comes across a little confused.

She's the girl they talk about.
Oh, she has a bad reputation.
Oh, she's a home wrecker.
Oh, you shouldn't hang around her.
The girl ain't nothing but trouble.

She heard it all, by being the girl they talk about.

If she's a home wrecker.
Then your spouse/lover was just exposed , as not being faithful.
If she earned a bad reputation.
Pay close attention the men chasing after her.
The preacher.
The teacher.
The college student.
The happy marry man-least the way it seem.
Yes, pay attention to the men visiting her.
Some comes from esteem position.

If she has a bad reputation.
Then she might taught skills to yours to be a better lover.
Even if, she's the girl that they talk about.

Then, just who is this girl?
The wife  partying daily.
The student that's stripping.
The minister's wife that pretending to be saintly.
While many know Christ's not in her.

Hard to say, who's the girl they are talking about?