A Poor man,
And a Rich man,
Live in a hotel,

One man pays for his room,
Always two months in advance,
But before he could move in,

He had two months to wait,
He slept in the street,
Cold, wet, and sore,

The other man,
Who pays one day at a time,
Has already moved in,

One day both men die,
Both were successful,
But one was happier,

You see we call one rich
Because he has paid in advance,
He has no immediate bills,

And we call one poor
Because he has bills each day,
He has not prepaid,

But the poor man is happier in death,
He never slept on the street,
He has enjoyed his wealth and life,

The rich man is dissatisfied,
He has paid for another two months,
Now it's wasted, he lived on the street for naught,

This is a sad truth of finances today,
We think that worrying constantly,
And trying to plan our future,

Will put us ahead, but in fact we fall behind,
Do not waste each day on the next,
Only to die without enjoying your fruit,