Meandering through life
Ducking and diving
Rocking and rolling
Living and surviving.
Saving for later
When times become hard
When the chips are down
And the joker’s played his card.
Plan, plan and then enjoy
Lying on a beach like a whale
If you lie on sand is it a pass
Lie on shingle is it a fail?
Reaching retirement
Does this mean time is your own?
There is some advice for this somewhere
By somebody on the end of the telephone.