No late fees.
Low interest.
Borrowed money,
on loan, on their time.
Credit to the blue collar
workers who pays their bills
on time.
Save minimum wage or
incur a fine.
To keep big business profitable,
they must nickel and dime.

People are in the practice
of pinching pennies,
with hopes of avoiding
suited enemies.
Prosperity and posterity
is now a foreign concept,
or spoken in a different language.
The idea of it is sent overseas,
as third world countries
receive a taste of a marketable life.
Some assembly required.
Passivity admired.

Independence goes in the vault.
Lock and key.
Land of the fee.
Well, free with an
additional purchase
or the start of a new account.
Better to have you accounted for.
Better to put all of their eggs in one basket.

A basket that is fashioned
in another country.
For a country
that is going to hell,
and can't afford
the casket.