Tis an act of God to behold a loanman as sincere as death For every man irrespective of race and creed must pay their debt And even in darkness it doesn't cheat nor lie One by one, man, woman and child must one day fall and die But is death the end? No! For I have seen the end and it is written in a world without end Do not despair for to attain the new birth All must surrender and be immersed in a depth As cold as ice Only then shall we truly begin to live free in Christ The one who paid our debts For in this there is no bargain Be born again and be reborn again