Come people come
Please come to us

Oh you are so poor
You suffer so much

Do you ever know?
Why you suffer so much?

I bet, you don't know at all
It's because of your Karmas

I have a remedy
For all your sufferings

My name is Crankie
I have opened a Bankie

Bankie is just another type of bank
A bank in the business of Karma's

Deposit your good Karma's here
Get lucrative interest on annual basis

Thus your balance of good Karmas
Will rise and multiply gradually

Yes, it will be printed on your passbook
It will also be reflected in your credit score

We have many-many, so many branches
We have numerous ATM here and there

Your account will have enough liquidity
You may withdraw it anytime you need

It can even be inherited by your heirs
In case you die leaving your balance intact

You may even nominate anyone dear to you
He or She can claim the balance after your death

You can even transfer some good Karmas
To the account of your other near and dears

So you have a question to Ask, Okay -
Go Ahead, Ask, I will reply with pleasure

So you are asking me, What will I do –
With bulky baggage of your good Karma's

It's simple my dear. My name is Crankie
I have opened a Bankie, I am Businessman

I will lend your good Karmas to people
Who have less amount of good Karma's

They will use those good Karma's to earn
More and more, good Karma's with ease

And will pay regular interest to our Bankie
And when they succeed in earning a lot

They will also repay the Principal borrowed
Thus both, Bankie and its customers will earn

So your good Karmas are going to earn
Not only a hefty interest, but also help others

To generate more and more good Karmas
Just like the holy Gods and unholy Demons -

Performed 'Ocean Churning' which generated
Fourteen special jewels including the ambrosia

Thus this effort will make a better society
And a better world for all of us to live in

So isn't a Good and Great Idea, Yes it is.
All the people agreed with great applause

They started depositing their good Karmas
And got their interest credited in Passbooks

They were quite happy, though their life degraded
As they never utilized or encashed their Karmas

But instead choose to deposit them in Bankie
Opened by the great businessmen Crankie

--------------------------------------------------------­-----
AFTER TEN YEARS
-----------------------------------------------------------­

People saw a board hung on the gates of Bankie
It was put there by the worthy Banking Regulator

It was just to inform every Tom **** and Harry
And was not at all for the fairy, living in heaven

"This Esteemed Bank has gone Bankrupt.
As a regulator we realize our duty and authority

So we are conducting an enquiry to ascertain
How this all has happened after all

Until further Orders from our side,
You the common people are hereby informed

You will be allowed to withdraw just a single
Good Karma for the next ten month period"

There was a rumour that that the bank had,
A large amount of Non Performing Assests

Because borrowers failed to return the loan
They failed to pay interest and the principal too

This was not the only rumour flowing around
There was also a rumour spreading everywhere

"Mr Crankie had lent all the good Karmas to
His Friends, family, relatives, near and dear

They didn't even bother to pay it back to Bankie
There were so many irregularities in issuing loans

The guarantors happened to be the borrowers also
The Borrowers happened to be the guarantors also

As a result the bank filed case in court and prayed
To declare Bankie as legally bankrupt and Insolvent"

Rumours always likes to travel in multiples
Not in a single strand. One of them was -

"Bankie was bankrupt on paper only
In real Crankie laundered all its money

And deposited them all in various accounts
In the famous tax havens of the world

The investigation is going on in constant pace
Legal authorities are working round the clock

The poor customers have no choice at all
They just sit and rejoice by singing a song

"Mr. Crankie, along with your Bankie
Please get us a beautiful hankie

To wipe our flowing nose
Because our eyes are ******

And the tears are not leaking
From any of them after all

Mr. Crankie and your Bankie
Please get us a beautiful hankie"