It was midday in London on an afternoon of early spring. The streets were flooded with equal parts rainwater and people as everybody rushed through their busy lives. People easily forgot to look up, and often failed to notice the change in scenery as the bus sped along.
He occupied two seats on a lonely street car travelling down Aberdeen. One seat held him tightly to the window that was to his left, the other was taken by his various possessions. With him, he carried his black, customary briefcase, his dripping umbrella that tied just below the halfway point, and the large tan trunk he had collected from the antique shop. They sat stacked on top of one another with the trunk serving as a base for the structure. Each time the street car emitted the gentle thud that accompanied the many bumps from the *** holes, he felt tense as he readied himself to catch the old umbrella.
His hair hung down to the side, dripping slowly from the rain into his eyes, and progressively further down his face. Hands shaking, lips blue, he looked down at his shoes. The holes were visible but unnoticeable. Slicks of water formed as he pressed his feet further down off of the seat. He had known for months now that these shoes were about finished, but he couldn’t seem to find the money to replace them. He had been late to pay the rent to his small apartment for the past three months.
“I just need another month,” he would begin. “Just another month, I swear. I have interviews with a few guys this week, they seem promising.” But there were truly very few interviews at all; in fact, he had found himself without work or word for months now.  Still he insisted that he would be able to find something, anything, to satisfy the rent for the coming month.
He had been a stock broker all his life. He had worked for companies varying in legality and prestige, all of which he had done well in. Throughout his twenties and thirties, he had maintained these jobs with fewer problems than he had had in any other area of his life. Until the stock market crash, he had been successful in all aspects. After the crash, however, nobody trusted stocks or stock brokers. He had found himself without business within days.
Although he had grown to loath the occupation over time because of all of the lying, the indecency and the equivocation, he loathed his financial state more with each passing day. He was used to fine linen, tall ceilings and silver spoons. None of that had followed him to his new lifestyle. He could hardly afford the food that required the spoon now, anyway.
He looked out the window to the greying day littered with clouds. People milled about, blocking the rain with their arms. The street car came to a halt beside an old cinema.
A woman and her child emerged from the black awning that draped over the entrance of the theater. She held a newspaper over her daughters’ head, taking care to cover her so as not to get her wet. The mother laughed visibly and crossed in front of the street car holding her daughters hand. They boarded.
“How much for one ride each?” She asked the driver with a kind, simple voice that reminded the man of his mother.
“It’s three dollars for your ride, and I’ll let her on for free since it’s raining” The driver replied.
She looked down and smiled. “Thank you very much.”
She trailed her daughter along and sat a few rows ahead of him. She sat her daughter down first next to the window, and then continued to slid in next to her, taking the aisle seat. She pointed out the window and whispered something inaudible to her daughter – she giggled lightly. She continued, her smile growing, her daughters face mirroring her own. Finally, they each erupted in laughter. He had not heard one word they had said.
It was true that they seemed, in every sense, underprivileged, but it was just as clear that they were not poor. Neither felt sorry for themselves, neither seemed to care that they too had holes in their shoes, or that they hadn’t had the money for an umbrella. They laughed and smiled as though they were the ones who had had the fine linen, tall ceilings, or silver spoons.
At first glance, he had felt sorry for them – their ripped and wet clothing, their makeshift umbrella. It seemed now though, that the longer he looked at them, the more he seemed to realize the sad truth. It was he who had been poor his whole life, not the lowly people he once watched walking down the street through his office window, the type who sat in front of him on this very train.
He had never been married, as he was too busy with his work and ambitions. He had never known the joy of a child. He had missed so many opportunities to find the happiness that he saw in the woman before him. He also knew that he had never wondered about any of those people’s stories. He had never cared to.
His stop came and went, and still he watched the woman and her child. The woman sang nursery rhymes to the girl, squealing with joy and amazement, as the street car carried on. Finally, the woman pushed the button to signal the driver to stop. She stood and collected the few things she had brought with her, including a coat and the newspaper she had used previously. She took her daughters hand and exited the doors that hesitated, then shut tightly behind her.
Again the pavement began to pass beside him as he looked out the window. His eyes stirred, then focused on something resembling paper that had fallen to the ground recently; the edges were hardly damp on the soaked floor.
He slid into the seat kin to him, bent over, and picked up the slip of paper. He unfolded it and found it to be a picture of the woman and her child from moments before.
In the picture, the woman is sitting in a field with tall blades of grass that look as though they had not been cut for years. The light is dim, the sun is rising. Her teeth are showing in a brilliant smile, her face young and carefree. Her daughter, who must not have been more than two in this picture, sits in her lap, laughing at something that can’t be seen in the photograph. The mother is pointing to it, and the daughters eyes follow. In many ways, it looked like the scene he had just witnessed.
On the back of the photo in long, curled writing, he read her handwriting: “It is always darkest before dawn”.  With those six words, he knew that he had wasted much of his life in dedication to tangible riches, when the real treasures were those that you could not necessarily count or produce. By way of strangers in a lonely street car, one poor man had discovered value in things that do not hold worth.